If something happens to you and you can no longer work, disability insurance can help protect you and your family by replacing part of your regular income up to a maximum amount for a specified amount of time. The amount of time you are covered by disability insurance can either be short-term or long-term.
Your employer may have a disability insurance plan set up for you, but you can get an individual, customized plan to make sure you are covered at all times. If you are self-employed, disability insurance is very important because it will help cover any of your business expenses in the event you can no longer work.
Each policy is different so it is best to work with a professional to decide which policy to get. Click here to book your free consultation with one of our insurance-licensed financial planners today. We will make sure you are happy with a policy that makes sense for you and your family.